Home Insurance
Your main residence - where you spend 6 or more months out of the year
A personal residence you own, but not where you primarily reside, usually 6 months out of the year or less.
A personal residence you own but used mainly as a personal vacation property intermittently throughout the year.
A type of personal residence you own where you own a specific individual unit outright while sharing ownership and some responsibilities for common areas. Types of structures include but are not limited to, townhomes, villas, apartment complexes, etc.
A personal residence used for commercial purposes intended for short term rentals and leases to others for financial gain, typically varies from 1 to 90 days in length.
A personal residence used for commercial purposes intended for long term habitational tenant use.
Your home is often your most important asset, but more importantly it’s a place to live, love and make memories. The right protection is paramount for peace of mind! Whether it’s a short term/Airbnb or the family estate home, or even a part time seasonal/secondary, your insurance should never be a guessing game of “what’s covered?”.
Schedule a ConsultationFrequently Asked Questions
Yes - We work with every lender to ensure your escrow accounts are up to date!
We’re always happy to review your policies with you and shop around as needed to mitigate costs without forfeiting your coverage.
Determine the maximum dollar amount you’d be able/willing to handle if something catastrophic happened. This is different for everyone, but keeping in mind that claims (even $0 claims!) can increase rates - it helps to think of insurance as catastrophic stop-loss. At what point would you need your insurance company to step in?