Umbrella Insurance
Additional personal liability that augments underlying policies
Commercial liability that augments underlying policies
Even the best trusts cannot protect against a judgement from a nasty car accident. Protection from an umbrella policy sits over and atop your other policies to avoid running out of coverage and being held personally liable. One small policy can have a big effect when the time comes.
Schedule a ConsultationFrequently Asked Questions
Anyone with significant earnings or assets is a good candidate for an umbrella policy. Once your auto or home liability limits run out, you are on the hook for the rest - and an umbrella policy protects against that.
Most carriers require a baseline for the underlying auto and homeowners liability limits before you are eligible for an umbrella. If you are considering an umbrella, take a look at your auto and home first to ensure your limits are high enough.